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$0 Deposit — Apply in Minutes

Solar Finance That Pays for Itself

Don't let the upfront cost stop you going solar. With SimpliSolar's flexible finance options, your monthly repayments are often less than your current electricity bill — so you save from day one.

Get a Finance Quote → Compare Options
$0
Deposit options available
6.99%
From p.a. green loans
0%
Interest-free terms avail.
5 min
Finance application
$0
Upfront cost
$0-deposit options on most systems
Day 1
You start saving
Bill savings often exceed repayments
1–7 yrs
Finance term options
Short or long — you choose
5 min
Online application
Approval often same day

Finance Options

Choose the Finance Plan That Suits You

We partner with Australia's leading green finance providers to give you the most competitive rates and flexible terms available.

Most Popular

Green Loan

From 6.99% p.a.
Loan terms: 3–7 years

Purpose-built for solar and battery installations. Lower rates than personal loans, no early repayment fees, and $0 deposit options available.

  • Fixed interest rate
  • No establishment fee on some products
  • No early repayment penalty
  • Monthly repayments from ~$110–$180/month

Interest-Free BNPL

0% Interest
Terms: 12–36 months

Buy Now Pay Later through Brighte or Humm — split your solar cost into manageable fortnightly or monthly payments with zero interest charges.

  • Zero interest period
  • Fast online approval (minutes)
  • Fortnightly or monthly payments
  • Available for systems up to $30,000

Personal Loan

From 8.99% p.a.
Loan terms: 1–7 years

Flexible personal loans through our lending partners. Suitable if you want shorter terms and faster payback. No solar-specific restrictions.

  • Fixed or variable rate
  • Lump sum payout to SimpliSolar
  • Pre-approval before you commit
  • Combined solar + battery loans

Application Process

Apply Online in 5 Minutes — Get Approved the Same Day

We have simplified the finance application process so you spend less time on paperwork and more time saving on your energy bills.

1

Get Your Solar Quote

Fill in our quote form and receive a fully detailed system and pricing proposal including all available finance options and indicative repayments.

2

Choose Your Finance Option

Select the product that works for your budget — we present all suitable options side by side. Most customers choose a green loan or interest-free BNPL.

3

Complete the Online Application

Our finance partners' applications take 5–10 minutes online. You'll typically need your driver's licence, income details, and bank account information.

4

Same-Day Approval

Most applications receive an outcome within hours. Once approved, we schedule your installation — usually within 2 weeks of approval.

5

Repayments Start After Install

Finance repayments begin after your system is installed and live — so your solar savings are already working before you make your first payment.

Couple reviewing solar finance options on a laptop
Same day Finance approval

Real Numbers

Your Repayments vs. Your Savings

For most households, the monthly electricity bill saving exceeds the loan repayment — meaning you are cash-positive from the very first month.

6.6kW System
$6,990

After STC rebate. Green loan over 5 years at 7.49%:

Monthly repayment ~$140/mo
Avg bill saving ~$150/mo

Cash-positive from Month 1

13.2kW System
$12,990

After STC rebate. Green loan over 5 years at 7.49%:

Monthly repayment ~$262/mo
Avg bill saving ~$300/mo

Save ~$38/mo from Day 1

6.6kW + 10kWh Battery
$15,990

Solar + battery bundle. Green loan over 7 years at 7.49%:

Monthly repayment ~$244/mo
Avg bill saving ~$280/mo

Savings exceed repayments

* Indicative figures based on average Sydney usage, current electricity rates, and 7.49% p.a. green loan. Individual results will vary. Does not constitute financial advice.

FAQ

Solar Finance Questions

Most of our finance products are available with $0 deposit, subject to lender approval. Some BNPL products also require no deposit. We will present all available options in your quote, including the exact deposit requirement for each product.
A formal credit application will typically involve a credit inquiry, which may have a small impact on your credit score. Pre-approval options with a soft check are available through some lenders — ask your SimpliSolar consultant about soft-check options.
Lender requirements vary. As a general guide, most green loan providers look for a stable income of at least $25,000 p.a. BNPL products like Brighte have their own affordability assessment. Our team can match you with the most suitable lender for your situation.
Yes — and most of our preferred green loan products have no early repayment fees. If your financial situation changes and you want to pay off the loan sooner, you can do so without penalty. Confirm the terms for your specific loan product at application.
Yes. Battery additions to existing systems are eligible for green loans and BNPL products. If you installed your solar previously with SimpliSolar or another provider, we can arrange finance for a battery retrofit. Ask us for a battery-only quote and finance options.
Limited Time — Government Rebates Available

Ready to Make the
Switch to Solar?

Join over 10,000 Australian households already saving with SimpliSolar. Get your personalised, no-obligation quote today — installation as fast as 2 weeks.

Get My Free Quote 1300 669 646
No obligation, 100% free CEC accredited installers Government rebate eligible 25-year panel warranty